Indian Overseas Bank (IOB), a Government of India Undertaking, has released the official notification for Local Bank Officer (LBO) Recruitment 2026-27 under Advertisement No. HRDD/RECT/02/2026-27. The recruitment drive is being conducted for 250 Local Bank Officer (LBO) posts in JMGS-I (Scale-I) across Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
The online application process will commence on 08 August 2026 and remain open until 24 August 2026. Candidates possessing a Graduation Degree in any discipline from a recognized university and meeting the prescribed age criteria can apply online through the official website of Indian Overseas Bank.
Indian Overseas Bank LBO Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Scale | JMGS-I (Scale-I) |
| Advertisement No. | HRDD/RECT/02/2026-27 |
| Total Vacancies | 250 |
| Application Mode | Online |
| Application Start Date | 08 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Job Location | State Applied For |
| Selection Process | Online Exam, LPT & Interview |
| Official Website | iob.in |
Important Dates
| Event | Date |
|---|---|
| Notification Release Date | 07 August 2026 |
| Online Application Start | 08 August 2026 |
| Last Date to Apply Online | 24 August 2026 |
| Last Date for Fee Payment | 24 August 2026 |
Application Fee
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹850/- |
| SC / ST / PwBD | ₹175/- |
Payment Mode: Debit Card, Credit Card, Internet Banking, BHIM, UPI and other online payment methods.
Vacancy Details
State-Wise Vacancy Distribution
| State | Local Language | Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total | – | 250 |
Category-Wise Vacancy Details
| Category | Vacancies |
|---|---|
| UR | 94 |
| OBC | 80 |
| EWS | 22 |
| SC | 36 |
| ST | 18 |
| Total | 250 |
Educational Qualification
Local Bank Officer (LBO)
Candidates must possess:
- Graduation Degree in any discipline from a recognized University.
- Equivalent qualification recognized by the Central Government.
- Valid Degree Certificate or Marksheet at the time of registration.
Local Language Requirement
Candidates must be proficient in:
- Reading
- Writing
- Speaking
the local language of the State for which they are applying.
Applicants who have not studied the local language in Class 10th or 12th must qualify the Language Proficiency Test (LPT) before appearing for the Personal Interview.
Age Limit (As on 01 August 2026)
- Minimum Age: 20 Years
- Maximum Age: 30 Years
Candidates must have been born between 02 August 1996 and 01 August 2006 (both dates inclusive).
Age Relaxation
| Category | Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (NCL) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen | As per Government Rules |
| 1984 Riot Victims | 5 Years |
Salary
Selected candidates will receive the JMGS-I Officer Pay Scale:
₹48,480 – ₹85,920
Additional benefits include:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Other admissible allowances and benefits as per Bank rules
Probation Period
- 2 Years Active Service
Service Bond
Selected candidates must execute a Financial Service Indemnity Bond of ₹2,00,000/- for serving the Bank for a minimum period of 3 years.
Selection Process
The selection process consists of:
- Online Examination
- Language Proficiency Test (LPT)
- Personal Interview
- Document Verification
Final Merit Calculation
- Online Examination: 80% Weightage
- Personal Interview: 20% Weightage
Online Exam Pattern
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes |
| General / Economy / Banking Awareness | 40 | 40 | 30 Minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes |
| English Knowledge | 40 | 40 | 30 Minutes |
| Total | 140 | 200 | 180 Minutes |
Negative Marking
- 0.25 marks will be deducted for each incorrect answer.
Minimum Qualifying Marks
- Reserved Category: 30%
- Unreserved Category: 35%
Personal Interview
| Details | Marks |
|---|---|
| Interview | 100 Marks |
Minimum Qualifying Marks
- Reserved Category: 45%
- Unreserved Category: 50%
Required Documents
Candidates should keep the following documents ready:
- Recent Passport Size Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Graduation Marksheet / Degree Certificate
- Date of Birth Proof
- Local Language Proof
- Valid Photo ID
- Experience Certificate (if applicable)
- Category Certificate (SC/ST/OBC/EWS)
- PwBD Certificate (if applicable)
- NOC for Government Employees (if applicable)
How to Apply
- Visit the official IOB website.
- Open the Careers section.
- Click on Recruitment of Local Bank Officers 2026-27.
- Complete online registration.
- Upload photograph, signature, thumb impression and declaration.
- Fill in all required details carefully.
- Pay the application fee online.
- Submit the application form.
- Download and print the application form and payment receipt for future reference.
Important Links
| Description | Link |
|---|---|
| Official Notification | Click Here |
| Apply Online | Click Here |
| Official Website | iob.in |
Key Highlights
- Total Vacancies: 250 Posts
- Post Name: Local Bank Officer (LBO)
- Qualification: Graduate in Any Discipline
- Age Limit: 20 to 30 Years
- Salary: ₹48,480 – ₹85,920
- Application Dates: 08 August 2026 to 24 August 2026
- Selection Process: Online Exam + LPT + Interview
- Gujarat Vacancies: 50 Posts
Candidates are advised to read the official notification carefully before applying and complete the application process well before the closing date.